Retirement Fund Charts by Age and Profile

Compare retirement fund charts for ages 15 to 100. Discover average balances, track trends in retirement readiness, and benchmark yourself or your household at every stage.

What Is a Retirement Fund and Why Track It?

A retirement fund refers to savings and investments specifically set aside to support your financial needs in later life. Tracking these balances through different ages gives individuals and households a clear picture of progress toward long-term goals and can help highlight the importance of regular contributions, employer matching, and investment growth. Whether you are actively saving or just starting, this overview helps you understand how retirement preparedness evolves across the lifespan.

How to Use Retirement Fund Charts

NettleWorth’s retirement fund charts allow you to view typical balances, percentiles, and trends by age, gender, and household type. By selecting your profile, you’ll uncover how your own retirement savings compare to others, identify gaps to address, and learn how financial behavior can shape retirement readiness. Use these insights to inform your personal planning, whether you are early in your career or close to retirement.

Data Sources and Transparency

All chart statistics are based on leading national household finance surveys, anonymized NettleWorth user data, and our own financial modeling. Retirement fund percentiles are generated using a proven smoothing technique to accurately reflect how wealth grows and changes over different life stages and demographics.
The methodology adjusts for age group, gender, and household type to mirror observed real-world patterns. We reference the latest reputable datasets from government and independent agencies in each region we cover. For transparency, further details on our approach and data sources can be found in our documentation. Please reach out if you have questions or feedback about the data.