Male Net Worth chart for Teenagers 15 years old

Chart Insights

For 15-year-old males in the United States, net worth is predictably modest reflecting an age where most earning and asset-building are just beginning - and many are still years off beginning. The median net worth for this group is $368 USD, with most falling between $129 and $919 USD. These figures highlight the starting point for young people as they transition from financial dependence to their first experiences with saving and earning. This is a key benchmark if you are considering your financial footing at the beginning of adolescence. In very rare cases, you could even already be the primary earner for the household

Milestones and Peer Comparisons

At 15, most teenagers have limited financial resources, often comprising small savings accounts, gifts, or early earnings from part-time jobs. While some households encourage saving or investing from a young age, it’s common to be close to zero at this stage. Comparing your net worth to peers at this age can offer reassurance that everyone begins somewhere so don’t be surprised if your number feels “small” in context, as asset accumulation typically accelerates after high school and into early adulthood

Tips & Growth Factors

Building positive financial habits early can set you up for strong long-term growth. Teens who start budgeting, open a savings account, or learn the basics of investing are already ahead of the curve. Families can help by teaching foundational money skills, encouraging consistent saving, and supporting income opportunities like after-school jobs or entrepreneurship. Progress may be slow at first, but these habits have a compounding effect over time.

Data Sources & Methodology

All statistics on this page are derived from reputable sources including the Federal Reserve’s Survey of Consumer Finances, anonymized data from NettleWorth users and our own research.

Net worth percentiles presented on this page are generated using a robust, age-based modeling framework designed to reflect realistic patterns of wealth accumulation throughout the lifespan. The approach applies a double exponential smoothing technique, calibrated to match Federal Reserve Survey of Consumer Finances data using parameters. Our data spans across the "earning" life stages from adolescence to late retirement.

We use a range of separate percentiles (from the 2nd to the 99th) that are calculated for every age and demographic group with demographic adjustments that are built into the model to reflect currently observed population-level trends.

Primary data sources include the Federal Reserve’s Survey of Consumer Finances (2022 release), Distributional Financial Accounts, IRS Personal Wealth Statistics, and leading financial research (see Federal Reserve, IRS, and Vanguard indices). Net worth figures are specified for U.S. residents in USD and follow the original percentile structure used in our calculations.

Further details on our assumptions and our transparent methodology are described in the our documentation for those seeking deeper insight into the modeling process and its limitations. Just get in touch to discuss further or if you believe that an error has been made somewhere.